Country and city shortlist
Places matched to your budget, climate, healthcare needs, and how you want to spend your days.
Retire abroad
Retire overseas with a plan, not a guess.
Choose the country that fits your income and your health, see what the visa and the move will cost, and know your next step before you sell anything.
Free to start · $200/year for the full plan
What your retirement plan covers
The decisions that matter, worked out before you commit.
Residency options that fit
Long-stay and retirement programs matched to your age, your income, including Social Security and pensions, and your paperwork.
Cost of living by city
Rent, groceries, private health insurance, and utilities, so you know your budget holds up.
Your move roadmap
The documents to gather, what to do with your U.S. home, and every step in order.
The problem with "we'll figure it out when we get there"
Most Americans plan a retirement abroad like a long vacation. Then the visa rules, the tax questions, and the healthcare gaps show up all at once.
Visas aren't guaranteed
Income requirements change, and a small mistake on an application can mean months of delay or a denial.
Healthcare doesn't follow you
Medicare generally doesn't pay for care abroad. You'll need local or private coverage that fits your age and health.
Distance is real
Moving somewhere you've only seen on video can leave you isolated. Your plan looks at community, language, and flights home.
From someday to a date on the calendar
Four steps from "maybe" to a booked flight.
- 01
Reality check
Your budget, health needs, and timeline, checked against what each country requires.
- 02
Shortlist
The countries and cities that fit, compared side by side.
- 03
Paperwork and logistics
Residency, healthcare, and housing, in the order they need to happen.
- 04
Departure
Final documents, your U.S. accounts and home sorted, and a move date.
Why Americans are retiring abroad
Your money goes further
In many countries, retirement income covers more of daily life than it does at home.
A slower pace
More time outside, more walking, and a routine you choose.
Care you can plan for
Know the hospitals and insurance costs in each city on your shortlist before you move.
One plan. $200 a year.
About $16.67 a month, billed yearly. Or $25 month to month.
International Residency Plan
$200/year
30-day money-back guarantee. Full refund, no questions asked.
- Your shortlist: countries and programs matched to your household
- The real costs: fees, obligations, and time you'd need to spend in the country
- Your roadmap: every step of the move, in order
- Backup options: alternatives and what-if scenarios if your first choice falls through
- Progress tracking: your plan saved, with each step checked off as you go
- An annual review: we revise your plan every year so it keeps up with the rules
Secure checkout with Stripe. Government, legal, and provider fees are separate.
What the alternatives cost
Immigration lawyer
$2,500 to $5,000
Files the paperwork. Usually won't tell you where to go.
Scouting trip
$10,000+
Flights, hotels, and weeks away to look around.
CitizensOS plan
$200/year
The research and the plan, before you book a flight.
Not sure retiring overseas is realistic for you?
Start with a few questions. If your budget doesn't work yet, it's better to know now than after you've sold the house.